The Ultimate CA/CMA Study Schedule

Time Management Tips That Actually Work.

Preparing for CA or CMA exams while juggling college, articleship, or work can feel overwhelming. The syllabus is vast, the competition is tough, and time always seems to run out. But here’s the truth: it’s not about studying harder, it’s about studying smarter.

At Rachith Academy, we have seen students crack CA and CMA exams, not because they studied 16 hours a day, but because they had the right study schedule and time management strategy.

Let’s break down how you can create a study plan that actually works.


Why Most Study Schedules Fail

Before we dive into solutions, let’s understand why students struggle:

  • Unrealistic goals: Planning to study 12 hours daily when you have college/work
  • No flexibility: Life happens—rigid schedules break easily
  • Ignoring weak subjects: Focusing only on topics you enjoy
  • No revision time: Learning new topics but forgetting old ones
  • Burnout: Pushing too hard without breaks

The key is balance, consistency, and smart planning.


Step 1: Know Your Exam Timeline

Different CA/CMA levels need different approaches:

CA Foundation: 4-6 months of focused preparation
CA Intermediate/CMA Inter: 6-8 months recommended
CA Final/CMA Final: 8-12 months with articleship/work

Calculate backward from your exam date. This gives you a clear deadline for each subject.


Step 2: Create Your Realistic Weekly Schedule

Sample Schedule for Working Students/Articleship:

Monday to Friday:

  • Early morning: 2 hours (5:30 AM – 7:30 AM)
  • Evening: 2-3 hours (8:00 PM – 11:00 PM)
  • Total: 4-5 hours/day

Saturday:

  • Morning: 3 hours
  • Afternoon: 2 hours (after break)
  • Evening: 3 hours
  • Total: 8 hours

Sunday:

  • Morning: 4 hours
  • Evening: 4 hours
  • Total: 8 hours

Weekly Total: 36-40 hours of quality study time

Sample Schedule for Full-Time Students:

  • Morning: 4 hours (6:00 AM – 10:00 AM)
  • Afternoon: 3 hours (2:00 PM – 5:00 PM)
  • Evening: 2 hours (7:00 PM – 9:00 PM)
  • Total: 9 hours/day

Weekly Total: 55-60 hours


Step 3: Subject-Wise Time Allocation

Don’t give equal time to all subjects. Prioritize based on:

High weightage + Weak areas = Maximum time

For CA Intermediate (Example):

  • Accounts (Advanced): 30% of study time
  • Taxation: 25%
  • Costing & FM: 20%
  • Law & Audit: 15%
  • EIS-SM: 10%

For CMA Intermediate (Example):

  • Cost Accounting: 30%
  • Financial Management: 25%
  • Taxation: 20%
  • Laws & Ethics: 15%
  • Operational Management: 10%

Adjust based on your strengths and weaknesses.


Step 4: The 60-30-10 Rule

This is a game-changer strategy taught at Rachith Academy:

60% time: Learning new concepts + Practice
30% time: Revision of completed topics
10% time: Mock tests & question practice

Many students make the mistake of only focusing on new topics. Regular revision is what makes concepts stick.


Step 5: Daily Study Plan Structure

Morning Session (High Focus Time):

  • Tackle difficult subjects (Accounts, Costing, FM)
  • Learn new concepts
  • Solve numerical problems

Afternoon Session (Moderate Focus):

  • Theory subjects (Law, Audit, Ethics)
  • Read and make notes
  • Memorization tasks

Evening Session (Revision Time):

  • Quick revision of the day’s topics
  • Previous topic review
  • Practice questions

Ready to create your winning study schedule?

Contact Rachith Academy Today
+91 77082 88878

+91 94890 11229
Location: #79 A Umapathi Towers 6th Street
Lakshmipuram Opp to SBS Grand Hotel
Masakalipalayam Main Road
Coimbatore – 641004

Let’s make your CA/CMA dream a reality together!

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